Checking/Savings Accounts

Share Draft Checking Services

  • No mininum balance, $0 to open and unlimited check writing.
  • No monthly service charges.
  • Several check designs to choose from.
  • All duplicate style checks.

Member Choice Share Draft Account ($6/Month)

  • Accounts provides free personalized checks and Visa debit card (Visa debit card subject to approval).
  • Account includes a free $10,000 accidental death and dismemberment policy.
  • Credit card protection.
  • You also receive discounts on theme parks, hotels, car rentals, and grocery coupon savings.

Savings Services-Regular Savings

  • Current Rates
  • Only $25 required to open.
  • You can withdraw twice a month without penalty.
  • Minimum balance of $100 to earn dividends.

Christmas Club

  • Balance available Nov. 1 of every year.
  • $3.00 penalty for early withdrawal.

Vacation Club

  • Balance available June 1 of every year.
  • $3.00 penalty for early withdrawal.

Share Certificate

  • Current Rates
  • Minimum of $1,000 is needed to open.
  • Term from 6 months to 24 months.
  • Subject to early withdrawal penalty.

Individual Retirement Accounts (IRA)

  • Current Rates
  • No Minimum balance is required.
  • You can choose among traditional, Roth, or Educational IRA accounts.